Eligible Areas For Usda Loans Apply For House Loan Online Usda rural development credit Score Requirements Eligibility – To determine if a property is located in an eligible rural area, click on one of the usda loan program links above and then select the Property Eligibility Program link. When you select a Rural Development program, you will be directed to the appropriate property eligibility screen for the Rural development loan program you selected.Usda Income Limits By County Usda Loan home requirements 2019 Why Student Loans May Prevent You From Buying A Home – If you worry that your student loan debt will hurt your ability to buy a home, then you’re not alone. FHA loans – federal loan through the federal housing authority USDA loans – zero down mortgages.USDA loans offer competitive interest rates, and you may be able to use a USDA loan to purchase a home with no money down. To determine which rural areas qualify for a USDA loan – as well as what income limits apply – go to the U.S. Department of Agriculture’s Income and Property Eligibility site. There, you’ll be able to see specifics.