She has no home, car or job after bankruptcy, but still owes for student loans – Some recent legal challenges in other states, including Massachusetts, have successfully freed borrowers from student loan debt. But Texas seems to offer little. but I want to do as much as I can.
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USDA Rural Development – Rural Development has a number of resources that can help assist those in need of disaster recovery aid Community Facilities Direct Loan & Grant Program Available funding for the development of essential community facilities in rural areas.
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It depends on what you need the loan for. Both use your house as collateral for the loan, but they’re distributed in different ways. A home equity loan is disbursed all at once, and has monthly payments that don’t change. The home equity line of credit is accessible for a long-term period of time, and you can take money out as you need it.
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